Seller Financing
Address
5315 Colonial Avenue, JACKSONVILLE, FL
Price
$ 235,000
Property Attributes
- MLS#GC540593
- TypeSingle Family
- Listing Status Pending
- CountyDuval
- CityJACKSONVILLE
- AreaJacksonville
- NeighborhoodLAKE SIDE PARK
- Zip32210
- StyleCraftsman
- Year Built2018
- Taxes$ 4201
- Price$ 235,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1196
- Lot Size0.16 Acres
Data Source:
Stellar MLS
Property Description
ASSUMABLE FHA LOAN AT JUST OVER 3% + SELLER FINANCING AVAILABLE. This Jacksonville home offers a creative financing opportunity that can be hard to find in today’s market. Qualified buyers may be able to assume the seller’s existing FHA mortgage with an approximate balance of $128,000 at just over 3% interest, and the seller will consider financing the remaining balance with a second mortgage at 6% over 15 years. For buyers trying to lower their monthly payment, avoid today’s higher traditional mortgage rates, or find a more flexible path to homeownership, this structure may create a major advantage. Built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready. Inside, you’ll find luxury vinyl plank flooring throughout, fresh interior paint, an open-concept living and dining layout, and a spacious primary suite. The home also features Hardie Plank siding, fresh garage paint, a true two-car garage, and a security system for added peace of mind. Even better, there is NO HOA, giving buyers more flexibility without added monthly association fees. Conveniently located near I-10, NAS Jax, Downtown Jacksonville, shopping, dining, and major commuter routes, this home checks the boxes for first-time buyers, military buyers, FHA-qualified buyers, and anyone looking for a smarter way to buy in today’s market. Modern construction, no HOA, a two-car garage, and a rare assumable loan plus seller-financing option — this is more than a home. It is a financing opportunity worth looking at closely.
| Price History | |
|---|---|
| 5/24/2026 | Listed $244,900 |
| 7/2/2026 | 4$235,000 |
General Features
| Sewer | Aerobic Septic |
|---|---|
| Heating | Central,Electric |
| Cooling | Central Air |
| Utilities | Electricity Connected,Water Connected |
| Roof | Shingle |
| Appliances | Dishwasher,Microwave,Range |
| Zoning | RLD-60 |
| Garage Spaces | 2 |
| Patio/Porch Features | Front Porch |
| Architectural Style | Craftsman |
| Construction Materials | HardiPlank Type |
| Year Built | 2018 |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| County | Duval |
| New Construction | false |
| Property Type | Residential |
| Attached Garage | true |
| Subdivision Name | LAKE SIDE PARK |
| Facing Direction | Southeast |
| Garage Y/N | true |
| Total Rooms | 3 |
| Full Baths | 2 |
| Status | Pending |
| Directions | From downtown on Main Street or Bay Street, heading west or south toward Cassat Avenue, turn south (right) onto Cassat Avenue and continue past San Juan Avenue. When you reach Colonial Avenue, take a left (east) onto Colonial. Drive east a few blocks—5315 Colonial Avenue will be on your right-hand side, near the intersection of Colonial and Cassat |
| City | JACKSONVILLE |
| Senior Community Y/N | false |
| MLS Area | 32210 - Jacksonville |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 6868 |
| Carport Y/N | false |
| Listing Terms | Assumable,Cash,Conventional,FHA,Other,Owner May Carry,Private Financing Available,USDA Loan,VA Loan |
| Land Lease Y/N | false |
| Tax Annual Amount | 4201 |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Virtual Tour | https://www.propertypanorama.com/instaview/stellar/GC540593 |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Pending |
| Occupancy Type | Vacant |
| Tax Lot | 26 |
| Legal Description | 3-11 59-2S-26E LAKESIDE PARK LOT 26 BLK 102 |
| Minimum Lease | No Minimum |
| Water Access Y/N | false |
| Water View Y/N | false |
| Flood Zone Code | X |
| In Law Suite YN | false |
| Flood Zone Code X | Yes |
Interior Features
| Interior Amenities | Eating Space In Kitchen,Open Floorplan |
|---|---|
| Flooring | Luxury Vinyl |
| Furnished Y/N | Unfurnished |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | false |
| Laundry Features | Inside,Laundry Room |
| Total Bedrooms | 3 |
| LivingAreaSource | Public Records |
| Total Baths | 2 |
Exterior Features
| Exterior Amenities | Private Mailbox,Private Yard,Sliding Doors |
|---|---|
| Vegetation | Mature Landscaping |
| Water Source | Public |
| Lot Size Area | 6868 |
| Foundation Details | Slab |
| Building Area Total | 1603 |
| Lot Size Acres | 0.16 |
| Road Surface Type | Paved |
| Private Pool | false |
| Waterfront Y/N | false |
| Covered Spaces | 2 |
| Road Responsibility | Public Maintained Road |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32210
Price
Taxes
Year Built
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 17, 2026 10:38 AM UTC
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